Trusted Mortgage brokers
Mortgage Advice
that opens new doors
Mortgage Services
Your Local Mortgage Broker
Looking for a mortgage broker? Bell Financial Solutions is your trusted partner for all your mortgage needs. With our office being based in Manchester, we serve clients across the North West. Our team of expert mortgage advisors are here to guide you every step of the way, whether you’re a first home buyer, remortgaging, or investing in a buy-to-let property.
Expert Mortgage Advisers
Your mortgage made easier
Your mortgage journey begins with a free, no-obligation conversation that takes an in-depth look at your personal circumstances. You might be joining the property ladder for the first time, taking the next rung up or a step back down. Or perhaps you want to release equity or improve your financial position.
Whatever your situation, as one of Manchester’s and Liverpool's leading independent mortgage advisers we’re on your side. And ready to help you succeed.
We have access to a wide range of products from High Street Lenders and specialist products not available direct. And, because we only make promises we can keep, we always recommend a mortgage we’re confident you’ll secure.
Work with us and you’ll discover that finding the right mortgage is just the beginning. As CeMAP qualified mortgage brokers we’re able to provide you with comprehensive mortgage advice. Empowering you to make the right decision every step of the way.
Our Procss
Making Mortgages Simple
Your journey with Bell Financial Solutions begins with a conversation. Here’s how it works:
- Initial Consultations
- Our Manchester mortgage advisors will assess your circumstances and provide personalised recommendations.
- Tailored Mortgage Options
- We search the market for the most suitable products, including exclusive deals not available directly from lenders.
- Stress-Free Application
- From paperwork to lender communications, we handle every aspect of your mortgage application.
- Completion
- Once approved, we finalise your mortgage with no hidden fees or additional hassle.
Latest Posts
News & Insights
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Why are Tracker Mortgages Becoming so Popular?
Tracker mortgages have gained significant traction in the UK housing market throughout 2025, with recent data showing a 67% surge in uptake compared to 2021.The appeal of these products stems from their flexible nature, offering interest rates that follow the Bank of England’s base rate, which has become especially attractive amidst ongoing economic uncertainty and fluctuating interest rates.
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Mortgages For Self-Employed Without Accounts
Self-employed individuals can secure a mortgage without formal accounts by providing tax returns, bank statements, or contracts. Larger deposits and guarantor or specialist lenders can also help. Working with a mortgage broker, like Bell Financial Solutions, can improve your chances and help find the best options.
How Are Mortgages Calculated
What do mortgage lenders take into account when they consider how to calcuate your monthly payment and therefore what factors into account how much you are going to pay.
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£5k Deposit Mortgage for First-Time Buyers
A £5K deposit mortgage allows first-time buyers to get on the property ladder with just a £5,000 deposit. While it reduces upfront costs, it may come with higher monthly payments and interest rates. Buyers need to meet eligibility criteria, including income and credit score checks.
How Does Remortgaging Work?
Remortgaging is when you look to move from one mortgage deal to another, either staying with your existing lender or moving to a new one. As the years go by, you don’t necessarily have to stay on the same mortgage as the one you initially took out, as your personal circumstances will change over time, giving you reasons to remortgage.
Divorce and Unequal Deposits: Your Rights in a Joint Mortgage
Buying a property together is one of the biggest financial decisions a couple can make. When relationships break down, the question of who owns what can quickly become complex, especially if one person put down a larger deposit than the other. Learn your rights in this blog.
We’re all ears.
Let’s have a chat about what you need and how we can help.
Your property may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
