Mortgage Brokers in Bury
Stress Free, Expert Mortgage Advice.
Trusted Mortgage Brokers in Bury
Finding the right mortgage can be complicated, but the expert team at Bell Financial is here to make the process as simple as possible. With access to a wide range of network of lenders, we take the time to understand your financial situation and match you with the most suitable mortgage options.
Many borrowers don’t realise that multiple mortgage enquiries can negatively impact their credit score, potentially affecting their ability to get the best rates. At Bell Financial, we prevent this by conducting an in-depth assessment of your needs before sourcing the most competitive deals on your behalf. Our strong relationships with lenders mean that you receive the most favourable terms available.
Whether you’re a first-time buyer, looking to remortgage, or an investor expanding your portfolio, our expert team is here to provide clear, honest advice. We handle the paperwork, liaise with lenders, and guide you every step of the way, giving you peace of mind and confidence in your mortgage decision.
Our Process
We aim to make securing your mortgage simple and stress-free through a clear, step-by-step approach:
1. Initial Consultation – We take the time to understand your goals and financial circumstances.
2. Market Research – We explore mortgage options from top lenders to find the most suitable solution.
3. Application Support – We manage the paperwork and communicate with lenders on your behalf.
4. Ongoing Guidance – From start to finish—and even after approval—we’re here to support you every step of the way.
Mortgage Services in Bury
As experienced mortgage finance brokers, we offer tailored solutions for a wide range of financial situations—including complex income streams and challenging credit histories. Our expert advice covers a variety of mortgage types:
First-Time Buyer Mortgages
Buying your first home is an exciting process and our expert mortgage brokers are here to guide you every step of the way. We simplify the process with clear, straightforward advice, helping you understand your options and make confident decisions.
We’ll help you access first-time buyer mortgage deals with:
- Low deposit options – Get a mortgage with no deposit by using your rental history, or with as little as £5,000 or a 5% deposit.
- Government-backed schemes – Make use of support initiatives like Help to Buy, Shared Ownership, and First Homes.
- Competitive fixed and variable rate mortgages – Whether you prefer the certainty of fixed rates or the flexibility of variable rates, we’ll help you choose what fits your financial goals.
- Affordability support – We guide you through affordability assessments, ensuring you meet lender criteria and understand your borrowing potential.
Remortgaging
Time to remortgage? Our remortgage specialists help you take control of your finances by finding a deal that better suits your needs. Whether your fixed term is coming to an end or you're looking to get a better rate, we're here to support you throughout the entire process.
We help you:
Buy-to-Let Mortgages
If you're planning to grow your property portfolio and invest in the rental market with a buy-to-let mortgage, we’re here to help! We offer:
Mortgage Protection Bury
Purchasing a property is a major financial commitment, and at Bell Financial Solutions, we’re dedicated to giving you peace of mind. We offer a variety of mortgage protection options, including:
- Buildings and contents insurance
- Mortgage life insurance
- Protection against illness and more
Protect your home and secure your financial future with our protection plans.
Get Started Today
Finding the right mortgage in Bury doesn’t have to be complicated. At Bell Financial Solutions, our team of expert mortgage brokers is here to make the process straightforward and stress-free. We understand that getting the right mortgage can be overwhelming. Our goal is to simplify the entire process and help you through the many options available.
Still have questions?
Can I get a mortgage if I’m self-employed?
Yes, self-employed buyers can get mortgages, but you’ll typically need to provide at least 1-2 years of accounts or tax returns to prove your income.
Can I pay off my mortgage early?
Yes, many mortgages allow early repayment, but depending on your mortgage terms, you may incur early repayment charges. Check with your lender for details.
Can you help if I’m a first-time buyer?
Yes! We specialise in helping first-time buyers navigate the mortgage process. We’ll guide you step-by-step, from understanding your options to securing the best deal for your situation. We aim to make your first home purchase as smooth and stress-free as possible.
Do you have access to specialist lenders?
Yes, of course. Whether you’re looking to submit an application for an investment mortgage or you’re getting on the property ladder for the first time, we have access to a multitude of specialist lenders.
Do you charge for mortgage advice?
We offer a free initial consultation to discuss your mortgage needs and provide expert advice. If you choose to proceed with our services, any potential fees will be clearly explained to you upfront, ensuring transparency throughout the process.
How many lenders do you have access to?
Great question. Bell Financial Solutions have access to 90+ lenders including specialist lenders for self-employed, contractors, and commercial/investment mortgages. We take the time to understand exactly what you’re looking for and your financial situation before seeking the most suitable lenders and starting the criteria and application process.
Why choose Bell Financial Solutions?
Bell Financial Solutions are CeMAP-qualified mortgage brokers in Manchester that provide a wide range of services including re-mortgages, mortgage protection, first-time buyer mortgages, buy-to-let mortgages, and more. Whichever service you require, you can trust our trusted and professional advice/recommendations. Moreover, we are a 5-star mortgage broker.
We’re all ears.
Let’s have a chat about what you need and how we can help.
