Free Manchester University NHS Foundation Trust Mortgage Advice
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Free Mortgage Advice for NHS Staff in Manchester
We’re excited to offer Free Mortgage & Protection Advice exclusively for Manchester University NHS Foundation Trust (MFT) employees!
Whether you’re buying your first home, moving up the property ladder, or looking to remortgage, our expert team is here to provide clear, tailored guidance to make the process as smooth and stress-free as possible.
We’re committed to supporting the amazing staff at MFT by helping you find the right mortgage and protection solutions to fit your unique needs and circumstances.

Buying a home, moving, or remortgaging can be exciting—but it can also feel a little daunting. At Bell Financial Solutions, we understand that these are big decisions, and we’re here to help make them easier. That’s why we’ve launched a brand-new service offering free mortgage and protection advice exclusively for MFT employees.
Introducing TEMBS: The Employee Mortgage Benefit Scheme
TEMBS (The Employee Mortgage Benefit Scheme) is our way of giving back to NHS staff by providing expert, one-to-one support tailored to your needs. Through the scheme, MFT employees can access completely free advice from qualified mortgage and protection advisers—whether you’re buying your first home, moving, refinancing, or just exploring your options.
We’ll take the time to get to know your circumstances, answer your questions in plain English, and help you feel confident every step of the way.
How We Can Help
No matter where you are in your property journey, our team is here to support you with:
- First-Time Buyer Advice - We'll guide you through the entire process—from figuring out how much you can borrow to helping you secure the right mortgage deal.
- Remortgaging or Moving Home - Whether you're relocating or simply looking for a better rate, we’ll help you review your options and make informed choices.
- Buy-to-Let Mortgages - If you're considering becoming a landlord or investing in property, we can advise on how buy-to-let mortgages work and what to expect.
- Protection for You and Your Home - Life happens. We'll help you explore protection options like life insurance, income protection, and buildings and contents cover so you’re prepared for the unexpected
Why MFT Staff Choose Us
- Free, no-obligation advice
- Specialist support from qualified advisers
- No pressure. Just clear, honest guidance
- Help with paperwork and the entire application process
- Flexible appointments to suit your schedule
We’re proud to support the incredible staff at Manchester University NHS Foundation Trust. You spend your days looking after others—now let us help look after your future.
Ready to Learn More?
This is a fantastic new benefit available to all MFT staff, and it’s completely free. Don’t miss out on the opportunity to get expert, personalised guidance from professionals who understand your needs.
You can get in touch with us via two methods:
Want us to get in touch with you first? - Just fill out our quick contact form here, and a member of our team will reach out to you directly.
Prefer to book straight in? - You can choose a time that works for you via our online booking calendar.
Still have questions?
We’re all ears.
Let’s have a chat about what you need and how we can help.
